Introducing My CoPilot:
A Compounding Employee Benefit
Employees face daily financial challenges. From student loans, retirement planning, to budgeting, it can be incredibly overwhelming. Many employers offer their employees a wide variety of benefits that are rarely utilized to their full capacity, if at all. My CoPilot is the solution: an affordable financial benefit designed to improve employee engagement, well-being, and financial health.
Why Should Employers Offer My CoPilot?
AFFORDABLE AT SCALE
Traditional financial planning often runs into the thousands per employee, which is why many employers have never thought to consider it. My CoPilot provides expert financial guidance, and in many cases, the result is not a cost, but a net savings for both the company and its employees.
BOOST EMPLOYEE PRODUCTIVITY
Financially confident employees are less stressed, more focused, and more engaged at work.
NO SALES, JUST ADVICE
We’re fee-only advisors, which means no commissions, no product sales — just advice that’s 100% in your best interest.
REDUCE TURNOVER & INCREASE RETENTION
Employees with financial security and feel like they are being invested in are happier and more likely to stay within the same company.
BUILT ON TRUST
As fiduciaries, we put your employees’ best interests first — always.
“Provide your employees with the tools to maximize their benefits and ensure their financial future. Let’s collaborate to create a smarter, financially healthier workforce together.”
Employer Benefits
Increased Employee Retention
Lower hiring and training costs by retaining skilled staff.
Increased Employee Productivity
Financial stability boosts focus and reduces absenteeism.
7.5% - 17.5% productivity gain
Payroll Tax Savings
HDHP/HSA strategy reduces employer FICA tax liability.
7.65% FICA savings
$329 per employee, per year*
Healthcare Premium Reduction
Optimize benefits to lower premium costs for both employer and employee.
HDHP vs Standard Plans premium comparison
~$1572 per employee, per year**
Differentiators
Attract Top Talent
Unique benefit that sets company apart in recruiting
Faster hiring, better candidates
Shows You Care About Well-being
Builds trust, morale, and loyalty.
Improved retention, culture and employee experience
Mutually Beneficials
Employee Financial Wellness
Addresses real employee pain points beyond traditional benefits.
Puts Money Back in Pockets
Saves employees and employers money via HDHP/HSA optimization.
~$3,262 per employee, per year
Net positive ROI
Employee Benefits
* Assumes employee maximizes HSA contributions each year, which, when on an HSA they should be doing.
** Based on 40 year old employee using two of the lowest cost healthcare options offered in California. Kaiser Bronze (HMO) w/$6650 Deductible vs Antehm Blue Cross (HMO).
Reduced Financial Stress
One-on-one planning helps employees feel in control of debt, savings, and major life expenses.
Improved focus, less absenteeism
Maximized use of Employer Benefits
Guidance ensures employees get the most value from HSAs, retirement plans, and insurance options.
Increased perceived compensation
Increased Take-Home Savings
Optimizing HDHP and HSA strategies lowers out-of-pocket costs and grows tax-free savings.
HSA contributions are triple-tax advantage and ideal for 1.Young 2.Healthy 3.High Earners
Thousands saved annually, hundreds of thousands saved over a lifetime
Clear Path to Financial Goals
Personalized plans guide employees toward buying a home, saving for college, or retiring comfortably.
Goal-based planning
Higher employee satisfaction
Confidence in Decision Making
Expert advice reduces anxiety around big financial choices, especially during life changes.
Improved decision confidence
Better retention and morale
Improved Overall Wellbeing
Less financial stress leads to better mental and physical health, improving quality of life.
Financial wellness correlates with health
Lower health-related absenteeism, lower health premiums.
Access to Fiduciary, Product-Neutral Advice
Assurance that recommendations are unbiased, with no commissions or product sales.
Fee-only fiduciary model
Employee trust and satisfaction
Need help?
HOW MY COPILOT WORKS
We provide a combination of group learning and one-on-one financial planning to ensure employees get the support they need to thrive.
SMALL GROUP LEARNING CLASSES
We address fundamentals of financial management along with generalized advice about maintaining good financial health.
- Cash Flow & Budgeting
- Employee Benefits
- Behavioral Finance & Financial Psychology
- Investing & Tax Planning
ONE-ON-ONE GUIDANCE
We will sit down with your team for a more personalized approach to financial success and create a strategic plan.
- Debt Management & Student Loans
- Retirement & Wealth Building
- Home Buying & Real Estate
- College Funding for Kids
- Insurance Planning
- Estate Planning
This isn’t just another employee benefit—it’s a financial roadmap for life.
Let’s Get Started
Providing financial planning as a benefit isn’t just the right thing to do—it’s a strategic advantage for your company.
